What Does A Home Appraiser Look For

Things To Avoid In A Home Appraisal

Home appraisal in Eastern KY

Getting your home appraised means being able to gauge the value of your home based on given criteria. Such a process is usually conducted when buying or selling a home. It is also conducted when you apply for mortgages or home refinancing in order to make sure you are not over borrowing. Lenders will often hire a third-party appraiser to conduct the process. This appraiser should not have prior affiliation with the lender; such a mechanism is set in place to prevent any biased during the appraisal.

When an appraiser conducts their duty, many things are taken into consideration. It is not only the internal factors of your home that are taken into account but also the external features. All in all, it is a well-rounded evaluation of your home’s quality and location. Additionally, the current real estate market will impact the final report of your home’s value.

Determining A Home’s Value

Evaluating the value of any home means that home appraiser guidelines are followed. Such guidelines lay out the features that need to be considered during the process. As mentioned above, both internal and external factors are considered in these guidelines.

  • Internal Factors
  • Square footage of living space
  • Number of bathrooms & bedrooms
  • Integrity of foundation
  • Availability of storage space
  • Quality of building material


In terms of evaluating the internal factors of a home, the appraiser is chiefly concerned with fixed qualities. Meaning, things like décor and furniture will not be taken into consideration. The main focus will be on the square footage of the living space and how well it is utilized. The functionality of the layout and how the bedrooms and bathrooms are placed will play a role. Room sizes are also taken into account. The integrity and quality of heating, electrical, and plumbing systems will also be part of what they look for. The home’s foundation and quality of the building will factor into the overall safety of the home. If there were any major renovations done, the appraiser will make sure that the construction is up to code.

  • External Factors
  • Type of neighborhood
  • Location land use
  • Lot size
  • Utility access
  • Parking facilities

Since a home’s value is also determined by its external factors, the appraiser will make sure to evaluate this as well. In such cases, your appraiser should be knowledgeable about the location in order to make an impartial evaluation. One major feature that appraisers look into is property lines. This determines the size of your home and how far or close your home is to others. The location land use in the area is part of this. How the land around your home is used will either benefit your appraisal harm it. Hand in hand with this are access to utilities, neighborhood type, and availability of parking if your home comes with a garage, all the better.

Once all factors have been taken into consideration, the appraiser will also take into account the repair estimate if needed. The best thing to do is to make all necessary repairs before the appraisal. This way, you can get the best and the highest value for your home.

Preparing For An Appraisal

The best way to prepare for an appraisal is to have all information about your home’s history ready. This means gathering all documentation regarding any repairs or renovations. You will also want to make sure everything is in tip-top shape. Make all necessary repairs, especially in terms of utilities. Ensuring that everything is in its best quality will go a long way in making sure you get the best appraisal value for your home as possible.

Generally, appraisals can be a stressful process to go through, but with the right preparation, you can ease your mind. Speaking with the appraiser during the process will also prove to be beneficial. This way, they get all the information they need to make a good report.