What Hurts A Home Appraisal

Things To Avoid In A Home Appraisal

Getting a home appraisal is a needed step if you plan on selling or refinancing your home. A home appraisal is a process that determines the value of your home and property based on the current real estate market. Generally, the lending institution you are applying for refinancing will have its own home appraisers to do the job. In other cases, you can opt to hire your own. Just make sure they are professional and licensed to do so.


The goal of any home appraisal is to get the best home value. This means making sure that everything is in tip-top shape when the appraisal happens. So long as everything is in good shape, this should go very smoothly.

A home appraisal will take into account the following things:

  • Size of the property
  • Condition of any structures on the property
  • Quality of living space
  • Amount of storage space
  • Additional features
  • Finishing details


Everything listed above should be shown in the best light. The best way to go about this is to maintain them and make sure they are all functional and that nothing is astray in them. Following this will most likely get you the results you want in your home appraisal.


How To Avoid Getting A Low Appraisal

Besides addressing the factors listed above, you can also take other actions to make sure you avoid getting a low appraisal.

  • Clear out any infestations
  • Be present during the appraisal
  • Talk about improvements made
  • Review final report
  • Ensure appraiser is familiar with the area
  • Clear Out Any Infestations

One thing that hurts a home appraisal is finding infestations of any sort on your property. Things like beehives, fungus, molds, termites, and rodents will definitely bring your appraisal down. Before you get your home appraised, make sure to clear your property of anything like this. Some infestations are simply a nuisance, but others can have serious health implications if not addressed. Such a factor will surely go into the report and pull down the value of your home. 

Be Present During The Appraisal

No one knows a home as well as the owner. In this case, make sure you are present during the process. This will make sure that you can answer any and all questions the appraiser may have about the property. Discussing the property thoroughly will ensure that you get a full and accurate report that really reflects the value of your home.

Talk About Improvements Made

Factors like improvements and recent renovations are one way to increase the value of your home. If you recently did some updating, this will go well in the report. As much as possible, be open with the appraiser and comment on all the new aspects of your home. Anything that has been updated or replaces should be aired out. If there are any questions about the house’s safety and security, chances are home improvements will check this off the list.

Review Final Report

After the appraisal is complete, make sure to ask for a copy of the report. When you review the report, look over it to make sure things align with what you think the value of your home should be. Keep in mind the details discussed, and see if it is included. Everything counts on the final report. Do not be afraid to question things that you think are not correct. Reviewing the final report will prevent you from getting a lower value than what you should get.

Ensure Appraiser IS Familiar With The Area

A crucial factor of a home appraisal is the location the home is in. This means that factors like overall neighborhood security and statistics play a role. In this case, the appraiser should be familiar with the area and how everything plays out. Meaning, they should know if the area is a prime location or not. They should also know the benefits of your location as such factors play into the value of your home.


Whether you are selling your home or get it refinanced, getting an appraisal is a great way to start. Once you know the value of your home, you can move on to make more significant decisions that will help benefit you in the long run. All in all, getting an appraisal means getting the best value for your home, so make sure things are all in order before you make the final agreements.